Terms of Use

Effective Date: March 2025

1. Acceptance of Terms

By accessing or using Finbill ("the App"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the App.

2. Description of Service

Finbill is a financial management application that allows users to:

• Connect and view multiple bank accounts

• Track spending and categorize transactions

• Set budgets and financial goals

• Transfer money and manage payments

• View financial insights and analytics

3. User Accounts

Registration

• You must provide accurate, complete information

• You are responsible for maintaining account security

• You must be 18 years or older

Account Security

• Keep your password confidential

• Notify us immediately of unauthorized access

• We are not liable for losses from compromised accounts

4. Financial Services Disclaimer

Finbill is not a bank. We do not:

• Hold your funds

• Provide banking services

• Offer investment advice

• Guarantee financial outcomes
  We are a technology platform that connects to your existing financial institutions.

5. User Responsibilities

You agree to:

• Use the App only for lawful purposes

• Not attempt to breach security systems

• Not use the App for fraudulent transactions

• Keep your financial information updated

• Review transactions regularly for accuracy

6. Intellectual Property

• Finbill and its original content are our property

• You may not copy, modify, or distribute the App

• Trademarks and logos may not be used without permission

7. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for indirect, incidental damages

• Our total liability is limited to fees paid in the last 12 months

• We do not guarantee uninterrupted service

• We are not responsible for third-party bank errors

8. Termination

We may terminate or suspend your account for:

• Violation of these terms

• Fraudulent activity

• Extended inactivity

• Non-payment of fees

You may delete your account at any time.

9. Governing Law

These terms shall be governed by the laws of [Your State/Country], without regard to conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these terms at any time. Changes are effective immediately upon posting. Continued use constitutes acceptance.

Email: privacy@finbill.app
Address: Los Angeles California